Buying a Property in Spain with Nelemans Housing Solutions

Buying a property in Spain is an exciting milestone and often the beginning of a new chapter in life. Whether you are looking for a holiday home, a permanent residence, or an investment property, purchasing real estate abroad requires professional guidance and local expertise.

At Nelemans Housing Solutions, our mission is to support you before, during, and after the purchase of your property, ensuring a smooth, transparent, and stress-free experience.

As an officially registered API Real Estate Agency (Agente de la Propiedad Inmobiliaria) and a trusted real estate specialist on the Costa Blanca and Costa Cálida since 2007, we have successfully guided thousands of international buyers through the Spanish property market. We are also widely known from the popular Dutch television series Costa Hollandia, broadcast on RTL 4, where viewers follow our team and clients as they pursue their Spanish dream.

To help you understand the buying process, we have created the following step-by-step guide.

Step 1 – Determine Your Budget

The first step when purchasing a property in Spain is establishing your budget.

At Nelemans Housing Solutions, we offer a wide range of properties, including apartments, villas, penthouses, golf properties, and investment opportunities, with prices ranging from approximately €150,000 to several million euros.

Before starting your search, it is important to determine:

• Your available budget;
• Whether you will use personal funds or financing;
• If you require a Spanish mortgage;
• Which type of property best suits your lifestyle and objectives.

In addition, buyers should take into account the purchase costs associated with buying property in Spain. Depending on the type of property, these costs generally range between 10% and 14% of the purchase price.

Step 2 – Start Your Property Search

Once your budget has been established, the search for your ideal property can begin.

Are you looking for:

• A beachfront apartment?
• A luxury villa with a private pool?
• A golf resort property?
• A modern new-build home?
• A tourist investment property?

Our extensive property portfolio along the Costa Blanca and Costa Cálida offers something for every buyer.

Using our advanced search tools, you can easily filter properties by:

• Location;
• Budget;
• Number of bedrooms;
• Sea views;
• Swimming pool;
• Golf resort;
• New-build or resale.

You may also register for our personalised property alert service and receive notifications whenever a property matching your criteria becomes available.

Step 3 – Inspection Trip to Spain

Have you identified several interesting properties? We would be delighted to organise a personalised inspection trip for you.

During your visit, you will:

• View carefully selected properties;
• Explore different residential areas;
• Discover the local beaches, restaurants, and amenities;
• Experience the lifestyle and atmosphere of the region.

Our experienced property consultants will personally accompany you throughout the viewing process and provide expert advice every step of the way.

The objective is not simply to view properties, but to help you make a confident and informed decision.

Step 4 – You Have Found Your Dream Property

Congratulations! You have found the property that meets your expectations.

At this stage, we can assist you with:

• Mortgage applications;
• Property valuation analysis;
• Negotiations with the seller;
• Property reservation;
• Preparation of the purchasing process.

For resale properties, we can also advise and assist with negotiations where appropriate.

Step 5 – Engage an Independent Property Lawyer

The legal and financial due diligence process now begins.

We strongly recommend appointing an independent lawyer specialising in Spanish real estate law.

Your lawyer will verify:

• Property ownership;
• Outstanding debts or charges;
• Building permits;
• Land Registry information;
• Occupancy licences;
• Municipal compliance;
• Utility and tax obligations.

Your lawyer can also assist with:

• Obtaining a Spanish NIE number;
• Opening a Spanish bank account;
• Reviewing contracts;
• Managing the final transfer process.

Nelemans Housing Solutions works exclusively with carefully selected legal and financial professionals who have proven expertise and extensive experience within the Spanish property sector.

Step 6 – Reserving the Property

Once an agreement has been reached, the property will be reserved.

This is typically achieved through:

• A reservation agreement;
• A reservation deposit.

Depending on the property, this deposit is usually between €6,000 and €11,000.

Following reservation, the property is removed from the market and secured exclusively for you.

Step 7 – Signing the Purchase Agreement

Following satisfactory legal checks, the private purchase agreement is prepared and signed.

This agreement generally includes:

• Buyer and seller details;
• Agreed purchase price;
• Completion date;
• Payment terms;
• Any agreed conditions;
• Legal obligations of both parties.

Once signed, the agreement becomes legally binding.

Step 8 – Completion at the Notary

The final step is the signing of the Title Deed before a Spanish Notary.

Upon completion:

• Ownership is officially transferred;
• The property is registered in your name;
• You receive the keys to your new home.

You are now the proud owner of a property in Spain and can begin enjoying everything the Mediterranean lifestyle has to offer.

Additional Tip – Use a Power of Attorney

Many international buyers choose to grant a Power of Attorney (Poder Notarial) to their lawyer or representative.

This allows certain legal and administrative procedures to be completed on your behalf.

Benefits include:

• Fewer trips to Spain;
• Reduced travel expenses;
• Faster completion of administrative procedures;
• Greater convenience throughout the purchasing process.

Our trusted partners can advise and assist you with arranging a Power of Attorney if required.

Why Choose Nelemans Housing Solutions?

• Established on the Costa Blanca and Costa Cálida since 2007;
• Officially registered API Real Estate Agency;
• Featured in the RTL 4 television series Costa Hollandia;
• Thousands of satisfied international clients;
• Personal guidance before, during, and after purchase;
• Extensive network of lawyers, mortgage specialists, and tax advisors;
• Multilingual service and full buyer support.

If you have any questions about purchasing property in Spain or would like professional advice, our team will be delighted to assist you.

Nelemans Housing Solutions
Your trusted API Real Estate Agency on the Costa Blanca and Costa Cálida since 2007.